Will it save me money?
Unlike other telematics policies that make you wait until renewal to see if you have saved any money, WiseDriving rewards you throughout your policy. We check your driving score after the first 60 days, and where your score has improved, we will look to see if you are entitled to a refund, however if your score has reduced there may be additional premiums to pay. After the initial 60 day update we will repeat this process every 30 days throughout the life of your policy, meaning you control how much you pay by how you drive, it’s that simple
When is my car insurance premium reviewed?
We check your driving score after the first 60 days, and where your score has improved, we will look to see if you are entitled to a refund, however if your score has reduced there may be additional premiums to pay. After the initial 60 day update we will repeat this process every 30 days throughout the life of your policy, meaning you control how much you pay by how you drive. It’s that simple.
Premium reviews are not affected by any claims you make during the policy year. If you have a claim in your current policy year, this won’t be considered until your renewal.
How do you know if I’m using the App to monitor my driving?
To help us validate the information you’ve given us, we check various things using the monitored driving recorded by the WiseDriving App. For example, how often the WiseDriving App is used to monitor driving, how many miles are monitored (particularly in respect of the estimated annual mileage you gave us when you bought the policy).
Once installed, can I remove my Telematics Device?
The device can physically be removed at any time, however it needs to remain in the 12V port/cigarette lighter in order to work with the smartphone app.
It is recommended that the Telematics Device is plugged in at all times during the term of your policy. If the Telematics Device is removed we reserve the right to cancel your policy.
Will my insurer know if I have removed the device?
Yes, this is a telematics policy which monitors your driving behaviour, including use of the device.
Do I need to do anything to the App when driving?
No. You do not need to look at or touch the WiseDriving App whilst driving. The WiseDriving App will take care of switching on and off monitoring automatically and will tether to the Telematics Device when you get in the car. We recommend using the USB port to charge your phone during each journey on our Telematics Device.
Do I need a mobile phone signal?
No. Your journey will still be recorded even when you have no mobile phone signal. Our app uses your phone’s built-in GPS receiver. Your mobile phone signal is different to GPS.
Can I try the app before I take out a WiseDriving car insurance policy?
No but you can try downloading our WiseDriving App to see if your phone is compatible to use our WiseDriving Mobile App and then try getting a quote from us by clicking here.
Could my car insurance premium go up as well as go down?
Yes. Your premium could go up, go down or stay the same depending on your driving score.