About The Black Box Policy

Will it save me money?

Unlike other telematics policies that make you wait until renewal to see if you have saved any money, WiseDriving rewards you throughout your policy. We check your driving score after the first 60 days, and where your score has improved, we will look to see if you are entitled to a refund, however if your score has reduced there may be additional premiums to pay. After the initial 60 day update we will repeat this process every 30 days throughout the life of your policy, meaning you control how much you pay by how you drive. It’s that simple.

When is my car insurance premium reviewed?

We check your driving score after the first 60 days, and where your score has improved, we will look to see if you are entitled to a refund, however if your score has reduced there may be additional premiums to pay. After the initial 60 day update we will repeat this process every 30 days throughout the life of your policy, meaning you control how much you pay by how you drive. It’s that simple.

Premium reviews are not affected by any claims you make during the policy year. If you have a claim in your current policy year, this won’t be considered until your renewal.

Will the WiseDriving Box be removed if I cancel or do not renew my policy?

No, upon the expiry of your policy we remotely instruct the WiseDriving Box to deactivate and stop transmitting data. However, if you wish to have the WiseDriving Box removed, this can be arranged, subject to a charge to cover the call-out and administration costs. See the charges table within terms and conditions.

How does the policy work?

Upon installation of our WiseDriving Box to your car, we will begin to receive data giving us information on what sort of driver you are; for example if you adhere to speed limits, how aggressively you accelerate and brake, and what time of day you are driving. Using this information we calculate your personal driving score out of 100.

What happens if the WiseDriving Box stops working?

Should we stop receiving data from the WiseDriving Box we can in 90% of cases remotely diagnose and repair the fault. If this is not possible then we will contact you to arrange a convenient time for our engineers to come out to identify the problem and repair or replace the WiseDriving Box. If you believe the WiseDriving Box is not operating correctly then please click on our contact us page for details of how to get in touch with us.

Are there any hidden charges or restrictions?
You state how many miles you intend to drive during the year and that’s it. If you look like you are going to do more mileage than expected, then please contact us or visit your online portal to and increase your mileage limit. This may be subject to an additional premium.

 

Could my car insurance premium go up as well as go down?
Yes. Your premium could go up, go down or stay the same depending on your driving score.

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