If you have chosen to protect your No claims Discount when you purchased your policy with us, your insurance schedule (found in your online account), will have a table that shows:
(i) The average no claims discount awarded to your insurer’s policyholders last year according to their number of no claims discount years; (ii) and what would happen to your no claims discount years if you were to make one or more claims in the next 12 months with and without this protection.
No claims discount protection doesn't protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you weren't at fault.
No claims discount protection allows you to make one or more claims before your number of no claims discount year's reduces.